Drawbridge LendingDrawbridge Lending
New Orleans HubMoney Pillar - Merchant Cash Advance
Program - Money Pillar

Merchant Cash Advancein New Orleans

Capital advanced against future card sales

An advance against future card and platform revenue, funded quickly and repaid as a small percentage of daily settlements. A fast option when bank turnaround isn't realistic.

  • 24-hour funding
  • Bad credit considered
  • No fixed monthly payment
$10K-$1M
Soft credit pull only 24-hour decisions OH-licensed partners
Program Memo

Merchant Cash Advance for New Orleans businesses

Merchant cash advances are not technically loans. They're a purchase of your future receivables at a discount. For New Orleans retailers, restaurants and service businesses with strong daily card volume but weaker credit or paperwork, an MCA is sometimes the only product on the table.

Drawbridge Lending is direct with clients about the trade-off: MCAs are fast (24-48 hour funding) and easy to qualify for, but factor rates of 1.25-1.45 mean you're paying $25K-$45K to get $100K, often over 6-12 months. If you can wait 5-10 business days for a working capital or short-term loan, the cost is materially lower. We recommend MCAs only when the timeline and approval profile rule out cheaper options.

Every Drawbridge Lending application runs through Louisiana-licensed lending partners -- one soft credit pull, side-by-side offers, no fee until close.

Pre-qualify - 60 seconds

Merchant Cash Advance.Apply in 60 seconds.